Granito Boneli

Bank employee classification: ruling reinforces limits for companies acting on behalf of banks

A Labor Court decision denied the classification of a saleswoman as a bank employee in a case involving a company authorized to provide services on behalf of a financial institution. The ruling sends an important message to business owners operating as banking correspondents or commercial partners of banks.

In its judgment, the court ruled that merely acting on behalf of a bank or selling financial products is not sufficient to establish a direct link to banking activities. For this status to be recognized, the employee must perform typical banking functions and be effectively integrated into the core activities of the financial institution—something that was not proven in the case under review.

From a business standpoint, the decision highlights the importance of clearly defining employees’ roles, maintaining well-structured contracts, and ensuring that the partner company’s activities do not overstep legal limits for service provision. These precautions help reduce the risk of labor liabilities, such as claims for equal pay, special working hours, or the application of banking collective bargaining agreements.

The legal interpretation provides greater certainty for companies operating as intermediaries or authorized service providers, as long as the separation between commercial and core banking activities is respected.

Read the full article:
https://ww2.trt2.jus.br/noticias/noticias/noticia/justica-nega-enquadramento-como-bancaria-a-vendedora-de-autorizada-a-prestar-servicos-em-nome-do-banco